Business lending provides funding to help businesses manage cash flow, purchase assets, invest in growth or cover operating costs.There are many different finance options available, and the right solution depends on your business and your goals.

Business lending covers a wide range of finance solutions, including working capital, commercial property, invoice finance, trade finance, fit-out finance, business acquisition loans and expansion funding.The right option depends on what you're trying to achieve.

There isn't a fixed amount.Lenders look at factors such as your business income, existing debts, cash flow and what the funds will be used for before determining how much you can borrow.

Yes. While established businesses often have more lending options available, many lenders will consider applications from new businesses and start-ups.Approval usually depends on factors such as your industry experience, business plan, available security and overall financial position. If you're just starting out, we'll help identify lenders that are more likely to suit your circumstances.

Most lenders will ask for basic information about your business, financial statements, bank statements, identification and details about how the funds will be used.The exact requirements vary depending on the lender and the type of finance.

Approval times vary depending on the type of finance and the lender involved.Some straightforward applications may receive approval within a day or two, while more complex commercial lending can take longer.

Yes. Refinancing an existing business loan can be a smart way to reduce repayments, improve cash flow or consolidate multiple loans into a simpler finance solution.As your business grows, the finance that suited you a few years ago may no longer be the best option. Refinancing can help you access more competitive rates, better loan features or funding that better matches your current needs.At Tattersalls Finance, we'll review your existing lending, compare options across a wide range of commercial lenders and help you determine whether refinancing could benefit your business.

In many cases, yes. Whether you can repay your loan early depends on the lender and the type of finance you've chosen.Some lenders allow early repayments without penalty, while others may charge break costs or early termination fees.Before recommending a finance solution, we'll explain any repayment conditions so there are no surprises later. If flexibility is important to your business, we'll help you compare lenders that offer suitable repayment options.

It can be. In many cases, the interest on a business loan may be tax deductible if the funds are used for business purposes. The loan repayments themselves are generally not tax deductible.Because every business is different, it's worth checking with your accountant about how the loan applies to your situation.

Not always.Some business lending requires security, while many finance solutions are available without residential property.The right option depends on the amount you're borrowing, your business financials and the type of funding required.We'll explain the available options clearly so you understand exactly what's involved before making a decision.

The exact requirements vary between lenders, but don't worry—we'll guide you through the process and let you know exactly what's needed before you apply.We will need to identify you and any of the business owners to begin.

Choosing the right lender can be just as important as choosing the right finance product.Rather than being limited to a single bank, we compare a broad panel of commercial lenders to find competitive funding solutions tailored to your business.From your initial enquiry through to settlement, we provide straightforward advice, personalised service and ongoing support to help make the process as simple as possible.