Equipment finance helps businesses spread the cost of purchasing vehicles, machinery or other business equipment over time instead of paying the full amount upfront.It allows you to preserve cash flow while investing in the equipment your business needs to grow.

A lender purchases the equipment, and you repay the finance through regular instalments over an agreed term.Once the agreement ends, ownership or repayment options will depend on the type of finance you choose.

Almost any business asset can be financed, including vehicles, trucks, machinery, construction equipment, medical equipment, hospitality fit-outs, office equipment, technology and manufacturing machinery.If it's used for business, there's a good chance it can be financed.

Yes.Many lenders will finance quality used equipment, provided it meets their lending criteria. Factors such as the age, condition and value of the asset may influence the available finance options.

Absolutely.Many lenders offer equipment finance to new businesses, particularly where the owners have relevant industry experience or can demonstrate the ability to service the loan.

Approval times vary depending on the type of finance and the lender involved.Some straightforward applications may receive approval within a day or two, while more complex commercial lending can take longer.At Tattersalls Finance, we work closely with lenders throughout the process to help keep your application moving and minimise unnecessary delays.

It depends on the lender and the type of equipment.Some finance solutions require a deposit, while others may allow you to borrow the full purchase price if you meet the lender's criteria.

Sure can. Many businesses finance multiple assets under the one application, whether that's a fleet of vehicles, several machines or equipment purchased over time.The best structure will depend on your business and the lender.

Yes, it can be. In many cases, the interest on an equipment finance loan and the depreciation of the asset may be tax deductible when the equipment is used for business purposes. The exact tax treatment depends on the type of finance and your individual circumstances.We can always check with your accountant to understand what deductions may apply to your business.

In many cases, yes. Some lenders allow early repayments or early payout, while others may charge fees depending on the finance agreement. It's worth understanding your options before choosing a finance product and tailoring the term and repayments to suit you.

Your bank can only offer its own lending products.A commercial finance broker compares funding options from a wide range of lenders, helping you find a solution that's better suited to your business needs.At Tattersalls Finance, we take the time to understand your goals, compare lenders on your behalf and guide you through the process from application to settlement—saving you time while giving you access to more options.

Choosing the right lender can be just as important as choosing the right finance product.Rather than being limited to a single bank, we compare a broad panel of commercial lenders to find competitive funding solutions tailored to your business.From your initial enquiry through to settlement, we provide straightforward advice, personalised service and ongoing support to help make the process as simple as possible.

Equipment finance is used across almost every industry, including construction, transport, agriculture, hospitality, manufacturing, medical, professional services and many more.Any business investing in equipment or vehicles may benefit from equipment finance.